If you can maintain a balance of at least $250.00, our dividend-earning checking account may be just what you’re looking for. If your account balance falls below $250.00 at any time during the month, your account will be charged a minimum balance fee of $3.00 plus $.10 per check in excess of 15/month that clear.  These fees will not apply under certain circumstances (such as when you choose to have your payroll/net check directly deposited to your Ripco checking account) as set forth in credit union policy.  For the current rates on our Dividend-earning checking account, please see our current saving rate listing.  To see additional terms and conditions, please click here to review our Truth in Savings disclosure – Important Account Information for our Members.