Ripco Credit Union

CURRENT RATES AS OF 08/01/2007*

TERM SHARE CERTIFICATES                                                                                                  


TERM

MINIMUM

DIVIDEND PERIOD

RATE

ANNUAL PERCENTAGE YIELD (APY)

3 month

$500

Quarterly

4.30%

4.37%

6 month

1,000

Quarterly

4.65%

4.73%

6 mo/Monthly

10,000

Monthly

4.75%

4.86%

6 mo/Quarterly

10,000

Quarterly

4.75%

4.84%

12 month

1,000

Quarterly

4.90%

4.99%

24 month

1,000

Quarterly

4.95%

5.04%

36 month

1,000

Quarterly

4.95%

5.04%

48 month

1,000

Quarterly

5.00%

5.10%


SHARE CERTIFICATE SPECIALS

TERM

MINIMUM

DIVIDEND PERIOD

RATE

APY

1 year educational

 (for under age 19)

500

Quarterly

5.00%

5.10%

15 month

5,000

Quarterly

5.10%

5.20%

 

TRADITIONAL & ROTH IRA CERTIFICATES

TERM

MINIMUM

DIVIDEND PERIOD

RATE

APY

12 month

500

Quarterly

4.90%

4.99%

24 month

500

Quarterly

4.95%

5.04%

36 month

500

Quarterly

4.95%

5.04%

48 month

500

Quarterly

5.00%

5.10%

         

OTHER SHARE ACCOUNTS

TERM

MINIMUM

DIVIDEND PERIOD

RATE

APY

Statement Savings

25**

Quarterly

1.00%

1.00%

Statement IRA

25

Monthly

1.00%

1.00%

Roth IRA Stmt Savings

25

Monthly

1.00%

1.00%

Christmas Club

No Minimum

Annual (at maturity)

1.00%

1.00%

Sharedraft (Dividend Earning Checking)

250 – 4999

5000 – 9999

10,000 & over

Monthly

0.40%

0.45%

0.65%

0.40%

0.45%

0.65%

Money Market Index

Under 10,000

10,000 & over

Monthly

1.00%

4.53%

1.01%

4.63%

*              Rates are subject to change without notice; please contact the Credit Union for the most current rates and a copy of our terms and conditions disclosure brochure.

**             Minimum required to open is $5.00;  $25.00 balance required to earn dividends.

Member NCUA.  Your savings federally insured to at least $100,000 and

backed by the full faith and credit of the United States Government.