New & Used Vehicle Loans

Insurance & Protection

Refinance High Interest Auto Loans

Refinance your auto loan with Ripco and you could pay it off sooner—and for less. With lower rates and flexible terms, it’s a smart way to save money and pay off your loan faster.

Ripco Rate Match Program

Found a better rate somewhere else? Bring it to Ripco—we’ll see if we can match it, so you can stay local and still save big.

Auto Advantage Program (AAP)

To better serve our members — and their major purchases — Ripco has partnered with Assurance Plus, a provider of innovative insurance solutions. Our Auto Advantage Program (AAP) helps protect your car loans.

Guaranteed Asset Protection (GAP)

Did you know that, in most cases, your vehicle is worth a lot less the moment you drive it off the lot? Protect the investment you’ve made in your vehicle with guaranteed asset protection (GAP)!

Learn More About GAP

Shop Smarter

Search for vehicles available at local dealerships through the CUDL AutoSmart Program — a free service Ripco is proud to offer our members.

Visit the AutoSmart Website