*Variable rate is adjusted quarterly, based on the prime rate as of the 20th of March, June, September and December, and goes into effect on the 11th of April, July, October and January. See printed disclosure for details.
Please note that effective July 11, 2009 The Credit Union has established a "floor" or minimum Annual Percentage Rate to be charged on our Visa Classic, MasterCard and Visa Gold Cards. All other terms including the determination of finance charges and annual percentage rate Index and calculation will not change (please see your Credit Card Agreement or contact the Credit Union for a copy of the Agreement that pertains to your Card).
The Annual Percentage Rate for Visa Classic and MasterCard Cards will never be less than 8.00% APR.
The Annual Percentage Rate for Visa Gold Cards will never be less than 6.00% APR.
There are no
annual fees on any Ripco Credit Union Visa, MasterCard or Visa Gold. Please see
your credit card Agreement brochure for detailed disclosures and
terms. |
