Ripco Credit Union - Rhinelander, Wisconsin


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To report a lost or stolen
Ripco Credit Union MasterMoney debit card,
please call
1-800-523-4175

To report a lost or stolen
Ripco Visa or MasterCard
credit card, please call
1-800-654-7728

Vehicle Loans

Personal Loans

Recreational Loans
Real Estate Loans

Visa/Mastercard/Visa Gold

CURRENT RATES AS OF 11/14/2008*

TERM SHARE CERTIFICATES

TERM	MINIMUM	DIVIDEND PERIOD	RATE	ANNUAL PERCENTAGE YIELD (APY)
3 month	$500	Quarterly	2.15%	2.17%
6 month	1,000	Quarterly	2.35%	2.37%
6 mo/Monthly	10,000	Monthly	2.45%	2.48%
6 mo/Quarterly	10,000	Quarterly	2.45%	2.47%
12 month	1,000	Quarterly	2.70%	2.73%
24 month	1,000	Quarterly	3.10%	3.14%
36 month	1,000	Quarterly	3.25%	3.60%
48 month	1,000	Quarterly	3.80%	3.86%

SHARE CERTIFICATE SPECIALS

TERM	MINIMUM	DIVIDEND PERIOD	RATE	APY
1 year educational (for under age 19)	500	Quarterly	2.80%	2.83%

TRADITIONAL & ROTH IRA CERTIFICATES

TERM	MINIMUM	DIVIDEND PERIOD	RATE	ANNUAL PERCENTAGE YIELD (APY)
12 month	500	Quarterly	2.70%	2.73%
24 month	500	Quarterly	3.10%	3.14%
36 month	500	Quarterly	3.55%	3.60%
48 month	500	Quarterly	3.80%	3.86%

OTHER SHARE ACCOUNTS

TERM	MINIMUM	DIVIDEND PERIOD	RATE	ANNUAL PERCENTAGE YIELD (APY)
Statement Savings	25**	Quarterly	0.75%	0.75%
Statement IRA	25	Monthly	0.75%	0.75%
Roth IRA Stmt Savings	25	Monthly	0.75%	0.75%
Christmas Club	No Minimum	Annual (at maturity)	1.00%	1.00%
Sharedraft (Dividend Earning Checking)	250 – 4999 5,000-9,999 10,000 & over	Monthly	0.25% 0.35% 0.50%	0.25% 0.35% 0.50%
Money Market Index	Under 10,000 10,000 & Over	Monthly	.85% 1.40%	.86% 1.41%

*Rates are subject to change without notice; please contact the Credit Union for the most current rates and a copy of our terms and conditions disclosure brochure.

**Minimum required to open is $5.00; 25.00 balance required to earn dividends.

Member NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Share accounts in federally insured credit unions are insured up to the Standard Maximum Share Insurance Amount (SMSIA), $250,000 as of October 3, 2008. The Emergency Economic Stabilization Act of 2008 increased the insurance coverage on all accounts up to $250,000 until December 31, 2009.