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All rates quoted are accurate as of October 6, 2008. Rates quoted are Annual Percentage Rates (APRs,) are subject to change without advance notice, and are available only to approved credit. Please contact Ripco directly, or perform a rate inquiry through It’s Me 247 online banking or ExpressLine audio response service for the most current rates.

To apply for a loan, please log on to It’s Me 247 and go to "Loans". If you are unfamiliar with It’s Me 247 Internet Home Banking, or if you are not a Ripco member, please call the Credit Union Loan Department at 365-4876 (toll free 1-877-365-4800) for assistance.

 
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Rates

Vehicle LoansballPersonal LoansballRecreational Loans
Real Estate LoansballVisa/Mastercard/Visa Gold

Vehicle Loans

Ripco's rate for new vehicles is as low as 5.49% APR. This rate can be yours for purchase money or to refinance from another lender.

Representative Payment Examples:

Type/ Model Year Annual Percentage Rate Term Estimated Monthly Payment per $1000 borrowed (for maximum term) Conditions
New/Used cars/trucks/motorcycles
2007 - 2009
5.49 % APR up to 36 months $30.20 Up to 100% financing; new money only
New/Used cars/trucks/motorcycles
2007 - 2009
5.99 % APR up to 60 months $19.33 Up to 100% financing; new money only
Used cars/trucks/motorcycles
2004 - 2006
5.99 % APR up to 48 months $23.49 Up to 100% financing; new money only
Used cars/trucks/motorcycles
2004 - 2006
6.99 % APR up to 60 months $19.80 Up to 100% financing; new money only
Used cars/trucks/motorcycles
2001 - 2003
7.49% APR up to 48 months $24.18 Up to 100% financing; new money only
Used cars/trucks/motorcycles
1998 -2000
8.49% APR up to 36 months $31.56 Up to 100% financing; new money only

* This is an estimated amount only. Please contact the credit union for exact payment amounts.

Loan rates and terms are always subject to loan officer discretion. We do not guarantee the above rates, but they will be generally available barring special circumstances. Ripco Credit Union reserves the right to change rates without prior notice, and to offer alternative terms on a case-by-case basis.


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