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RATES
To apply for a loan, please log on to CU@HOME and go to "Loans". If you are unfamiliar with CU@HOME Internet Home Banking, or if you are not a Ripco member, please call the Credit Union Loan Department at 365-4876 (toll free 1-877-365-4800) for assistance. RIPCO CREDIT UNION
Ripco Credit Union provides loans for almost any of your financial needs. We offer competitive, affordable interest rates and caring, loan professionals to guide you through the process. At Ripco, we want to say "yes" to your loan request, and will work with you to find repayment terms to match your budget.  Vehicle LoansPersonal
LoansRecreational LoansReal Estate LoansVisa/Mastercard/Visa Gold
Ripco's rate for new vehicles is as low as 5.49% APR. This rate can be yours for purchase money or to refinance from another lender. Representative Payment Examples:
* This is an estimated amount only. Please contact the credit union for exact payment amounts. Loan rates and terms are always subject to loan officer discretion. We do not guarantee the above rates, but they will be generally available barring special circumstances. Ripco Credit Union reserves the right to change rates without prior notice, and to offer alternative terms on a case-by-case basis. If you need to borrow money, look to your Credit Union first. We regularly monitor interest rates, and make every effort to offer the best rates around. Personal loans are currently available for as little as 9.99% APR for up to 36 months on loan amounts over $5,000. Higher rates apply to lesser amounts borrowed. Example: Ripco also makes loans for the purchase of recreational vehicles, including:
We often offer seasonal specials, so be sure to call on us before you begin to shop. You'll save big with a pre-approved loan from Ripco Credit Union! Rates are currently as low as 6.25% APR for up to 60-months. Payment Example:
We'd like to talk to you about your next real estate purchase or refinance. Ripco does real estate lending. First & Second Mortgages, Home Equity Loans and Lines-of-Credit, FHA Home Improvement Loans and Land purchases. We frequently offer mortgage specials to qualifying members; please talk to a loan officer for detailed information on current programs.
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| Fixed Rate Visa/MasterCard/Visa Gold | 15.96% APR | ||
| Visa Gold (Prime + 2.00%) | 7.25% APR as of 04//11/08 | ||
| Variable Rate Visa/MasterCard ( Prime + 4.00%) | 9.25% APR as of 04//11/08 | ||
*Variable rate is adjusted quarterly, based on the prime rate as of the 20th of March, June, September and December, and goes into effect on the 11th of April, July, October and January. See printed disclosure for details. There are no annual fees on any Ripco Credit Union Visa, MasterCard or Visa Gold. Please see your credit card Agreement brochure for detailed disclosures and terms. |
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About
Ripco |
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ll rates quoted are accurate as
of
January 16, 2008. Rates quoted are Annual Percentage Rates (APRs,) are subject
to change without advance notice, and are available only to approved credit.
Please contact Ripco directly, or perform a rate inquiry through our
ExpressLine audio response service for the most current rates.
